Mortgage, Financing & Home Loans

San Francisco is a wonderful and unique city which many are proud to call home. The diversity of our population is matched only by the mixture of our housing, which includes:

• Victorian homes
• Edwardian flats
• Modern high-rise condos
• Urban townhouses

• Live/work lofts in converted warehouses
• Tenancy-in-common (TIC) units
• Below Market Rate (BMR) housing units (Mayor’s Program)
• Classic, old and Mid-century single-level homes

With all of these properties available that are so unique to our City, why is a local lending specialist necessary? Because the property must always meet the lending criteria established by each individual bank. A local lending specialist is intimately familiar with the loan-to-value tolerances for each type of property, as well as the type of documentation that will be required from both the buyer and the seller. As units are sold, loan programs and lenders can change on new construction projects, and a San Francisco lending specialist stays up-to-date on the changes.

Guarantee Mortgage is a mortgage brokerage in San Francisco that has worked primarily with San Francisco buyers and real estate agents for over twenty years, with well over 100 years of combined experience in this hand-picked team. San Francisco is our home and we look forward to making it yours.