Matthew Goulden's Blog

B of A moves forward to quicken the short sale approval

Posted On: Tuesday, April 17, 2012 - 10:19am
Tags: buyers, first time buyer, REO, Sell, short sales

B of A has been using a secure communication hub call "Equator" for several years, but with new procedural improvements they hope to reduce the approval process from a minimum 45 days (which could very often be longer) to a 21-day time frame. This is due mainly to the change which allows several processes to be completed simultaneously during the approval process.

Short Sales: New Law to Help Sellers with 2nd Lien Holders Debt Forgiveness

Posted On: Wednesday, July 20, 2011 - 2:49pm
Tags: debt, loan, mortgage, short sales | Topics: Buyers and Sellers

A few days ago Jerry Brown signed into law SB 458 which extends the same protections afforded to sellers of short sales, making 2nd lien holder follow the same rules as your 1st loan.

Extension of Higher Conforming Loan Limits is Great News for SF!

Posted On: Friday, October 1, 2010 - 11:19am
Tags: loans, mortgage, news, San Francisco, San Francisco housing | Topics: Buyers and Sellers

Late yesterday, President Obama signed a resolution that included a provision extending through fiscal year 2011 the current conforming loan limit of $729,750 for high-cost areas, including many in California.  The same limits will also be extended to loans insured by the Federal Housing Administration.

Ike's Is Still Alive

Posted On: Thursday, September 23, 2010 - 1:07pm
Tags: castro, Restaurants | Topics: Community Information

If you did not hear, Ike's is still alive in its new location at Lime - 2247 Market Street between 16th and Sanchez. Currently only taking phone orders, but we hope to see the walk in available soon.

Proposed Elementary Schools Map

Posted On: Wednesday, September 22, 2010 - 12:11pm
Tags: Elementary School, SFUSD | Topics: Schools

This is a link to the recommendations being made to the Board on September 28th for the Elementary Schools.

Don't Miss the SF Fringe Theater Festival, Sept 8-19

Posted On: Monday, September 13, 2010 - 3:11pm
Tags: Community Events, fun, Theater, Things to do | Topics: Community Information

I went down to the San Francisco Fringe Festival this weekend to see a few shows. If you like alternative theater, comedy or just the obscure, this could be for you. There are 42 shows running over the next week, and most tickets cost just around $10.

Check out their website for more details and reviews: http://www.sffringe.org

National Numbers Down, But What Are the San Francisco Stats Like?

Posted On: Wednesday, August 25, 2010 - 1:54pm
Tags: San Francisco home values, Statistics | Topics: Market Statistics

Existing home sales dropped 27.2 percent nationally to a seasonally adjusted annual rate of 3.83 million units in July from a downwardly revised 5.26 million in June, and are 25.5 percent below the 5.14 million-unit level in July 2009, according to a report issued today by the National Association of REALTORS® (NAR).

Headline Market Stats - How useful are they?

Posted On: Friday, June 18, 2010 - 12:04pm
Tags: Market, Statistics, Trends, Zephyr | Topics: Market Statistics

On Thursday's NRP "California Money" it was stated that the Bay Area Median home price is up again, and this is true. But how useful are these headline market statistics when it comes down to your home (buyer or seller).  Well, in my opinion, not much. You really need to look at your specific property and use recent sales that closely match to determine a value. For example, taking a look at District 5.

Matthew Goulden

If you are looking for a person who Listens to your needs, is Dedicated to his clients, Knowledgeable and Passionate about real estate, and who works