Diane Hourany's Blog

Zephyr Real Estate Lists 230 Ritch Street Property

Posted On: Friday, January 27, 2012 - 8:30am
Tags: property ritch santos skolnick South Beach | Topics: Press Release

San Francisco, CA – January 26, 2012 – 230 Ritch Street, an architect’s dream home in the South Beach neighborhood, is now on the market and represented by Zephyr Real Estate. Designed by Santos Prescott and Associates under the direction of Adèle Naudé Santos, FAIA, it is a splendid amalgam of beauty and utility.

10 Steps to Successfully Buying a Home - Step 10: Celebrate!

Posted On: Tuesday, January 24, 2012 - 5:16am
Tags: close of escrow; recorded deed signing appointment title company tranfer funds | Topics: Buyers and Sellers

You've had your inspections and the loan has been approved. Now it's a countdown to the close and our final step, Close of Escrow.Step 10: Close Escrow - When all of the conditions of the purchase agreement have been met, you will sign your loan documents and closing papers.  You will deposit the balance of your down payment and closing costs to escrow and your lender will deposit the balance of the purchase price. 

10 Steps to Successfully Buying a Home - Step 9: Remove Contingencies

Posted On: Monday, January 23, 2012 - 5:46am
Tags: appraisal contingencies earnest money initial deposit inspections insurance removing contingencies | Topics: Buyers and Sellers

Your offer has been accepted for your dream home and you're in the escrow period, during which the lender processes your loan and you conduct your inspections of the house. Once the lender has approved your loan, the appraisal has come in at the price you paid, and the inspections have passed your test, it is time to remove the contingencies.

10 Steps to Successfully Buying a Home - Step 8: Open Escrow

Posted On: Friday, January 20, 2012 - 5:25am
Tags: appraisal contingencies escrow period inspections

Yes! Your offer for your dream home has been accepted by the seller and now it's time to start the escrow process.

San Francisco Market Report - December Results + Outlook

Posted On: Thursday, January 19, 2012 - 3:35pm
Tags: condos December housing report Market Focus single-family homes | Topics: Market Statistics

Below is the San Francisco Association’s Market Focus report for January 2012. The end of 2011 brought a decline in the number of homes for sale throughout the city, setting up a seller’s market with prices trending up. Stronger affordability conditions, a lower cost of owning versus renting, and declining foreclosures, continue to steer the San Francisco housing market in a positive direction.

A Great Way to Conserve Water - Route Your Laundry Water to Your Garden

Posted On: Thursday, January 19, 2012 - 5:35am
Tags: Garden graywater irrigation laundry to landscape program

Occasionally I read the inserts that come with my utility bills. Last month my water bill included information on a pilot program that uses 'graywater' from your washing machine to irrigate your garden.

10 Steps to Successfully Buying a Home - Step 7: Respond to the Seller

Posted On: Thursday, January 19, 2012 - 5:21am
Tags: accepted offer Counter Offer negotiating tips rejected offer

You've found your dream home and have submitted what you hope is a winning offer to the seller. The seller has three options – to accept your offer as is, reject it outright, or counter the price or any of the terms, such as length of contingencies. The next step is to respond to the seller's reply.

10 Steps to Successfully Buying a Home - Step 6: Presenting Your Offer

Posted On: Wednesday, January 18, 2012 - 5:11am
Tags: how to write an offer presenting your offer winning offer | Topics: Buyers and Sellers

Everyone wants a successful, stress-free home-buying purchase, one you can tell your family and friends about with a smile. Following the previous 5 steps and the next 4 steps will help ensure you meet your goal.You've found your dream home and have written what you hope to be a winning offer. The next step is to present it to the listing agent.

10 Steps to Successfully Buying a Home - Step 5: How to Structure the Offer

Posted On: Tuesday, January 17, 2012 - 5:27am
Tags: contract disclosures purchase agreement | Topics: Buyers and Sellers

After the Initial Consultation and Loan Consultation, after you've provided a list of documents to a lender and obtained a pre-approval letter,  after you've learned about the market in the neighborhoods you're interested in, and found your dream home, we will write that winning offer.

10 Steps to Successfully Buying a Home - Step 4: Market Education

Posted On: Friday, January 13, 2012 - 5:11am
Tags: market statistics micro markets viewing property writing an offer

Here we are at Step 4 - Buying a Home the Successful Way! In Step 1, we talked about the importance of the Initial Consultation. Step 2  discussed the Loan Consultation. In Step 3, we provided a check list of what you will need to apply for a loan.Today: Step 4 -Market Education, View Properties and Select a Property

Diane Hourany

What makes me different from a “traditional agent” –most agents do business as if they will never see or hear from you again.

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