Diane Hourany's Blog

Do You Know Where This San Francisco Statue Is?

Posted On: Thursday, February 16, 2012 - 5:44am
Tags: El Cid San Francisco Museum | Topics: Community Information

On a recent visit to a San Francisco museum, I took this picture of El Cid, the Spanish military leader. Do you know on the grounds of which museum El Cid resides?

San Francisco New Construction Opening April 2012

Posted On: Monday, February 13, 2012 - 6:15am
Tags: Dogpatch Mission new construction Redwood City real estate San Francisco condos

Some new homes will be opening up in the coming months in the Mission and Dog Patch areas of San Francisco and in Redwood City. Let me know if you're interested and I'll give you the insider scoop.

Fisherman's Wharf's Main Street Getting a Makeover

Posted On: Friday, February 10, 2012 - 5:24am
Tags: America's Cup 2013 Fisherman's Wharf | Topics: Community Information

Just in time for the 2013 America's Cup, Fisherman's Wharf's Jefferson Street will get a makeover, turning it into a more pedestrian friendly street by widening the sidewalks and narrowing the street. The heart of the tourist area includes the 5 blocks between Powell and Hyde streets.

Getting a Loan - Step 7: Closing

Posted On: Thursday, February 9, 2012 - 5:47am
Tags: closing loan application loan approval loan documentation loan documents loan submission mortgage broker | Topics: Buyers and Sellers

Yes! Your loan for your new home has been approved, the loan documents have been drawn and sent to the title company for you to sign. Once you've signed all the documents, the next and final step is the closing.

Getting a Loan – Step 6: Documents Are Drawn

Posted On: Wednesday, February 8, 2012 - 5:46am
Tags: closing loan application loan approval loan documentation loan submission mortgage broker | Topics: Buyers and Sellers

You've made an offer that has been accepted by the seller, your mortgage broker has sent in your loan package and the lender has not only approved you but the home you're buying. They've agreed to give you the money!What's next?

Zephyr Real Estate Announces Top Producers for 2011

Posted On: Monday, February 6, 2012 - 8:30am
Tags: real estate realtor top producer Zephyr | Topics: Press Release

San Francisco, CA – February 6, 2012 – Zephyr Real Estate, San Francisco’s largest independent real estate firm, is proud to announce the company’s top producing real estate agents for 2011.

Getting a loan - Step 5: Loan Approval

Posted On: Monday, February 6, 2012 - 5:31am
Tags: loan application loan approval loan documentation loan submission mortgage broker | Topics: Buyers and Sellers

Your offer on your dream home has been accepted and the loan application is in process. Now you're waiting for the final loan approval.

Getting a Loan - Step 4: Loan Submission

Posted On: Friday, February 3, 2012 - 5:32pm
Tags: loan application loan approval loan documentation loan submission mortgage broker | Topics: Buyers and Sellers

Your loan for your dream home is in process: you've submitted all your paperwork, the mortgage broker has ordered your credit report and the preliminary title report on the property, as well as an appraisal. The next step is for your mortgage broker to submit all of this documentation to the lender.

Low Interest Rates Expected Through 2014

Posted On: Thursday, February 2, 2012 - 4:58am
Tags: down payment economy Federal Reserve housing interest rates unemployment | Topics: Buyers and Sellers

Although the economy is doing moderately well, unemployment remains high and housing in most of the country is still doing poorly. The Fed has announced that it will not raise interest rates until the end of 2014.

Getting a Loan - Step 3: Awaiting the Documentation

Posted On: Thursday, February 2, 2012 - 4:35am
Tags: loan application loan documentation loan submission mortgage broker pre-approval letter | Topics: Buyers and Sellers

Your offer has been accepted for your dream home and your mortgage broker has begun the process of getting loan approval for you. He's ordered the documentation the bank requires.Now we're Awaiting Documentation.

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Diane Hourany

What makes me different from a “traditional agent” –most agents do business as if they will never see or hear from you again.

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